*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:#1c2330;background:#fff;overflow-x:hidden}
.wrap{max-width:1080px;margin:0 auto;padding:0 16px}
img,svg{max-width:100%}
a{color:var(--accent-dark)}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
.top{border-bottom:1px solid #e3e7ee;background:#fff;position:sticky;top:0;z-index:5}
.bar{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:6px 16px;padding-top:10px;padding-bottom:10px}
.brand{display:flex;align-items:center;gap:9px;font-weight:700;font-size:18px;color:#1c2330;text-decoration:none}
nav{display:flex;flex-wrap:wrap;gap:2px 14px}nav a{color:#394357;text-decoration:none;font-size:15px;padding:4px 0}nav a[aria-current]{color:var(--accent-dark);font-weight:600}
.hero{background:var(--tint);padding:36px 0 40px}
.hero-grid{display:grid;gap:24px}
.hero-art{max-width:360px}
.eyebrow{margin:0 0 6px;font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--accent-dark)}
h1{font-size:32px;line-height:1.15;margin:0 0 14px}h2{font-size:25px;line-height:1.2;margin:0 0 12px}h3{font-size:18px;margin:0 0 6px}
.lead{font-size:19px;color:#2e3748;margin:0 0 20px}.lead-sm{margin:0 0 14px;color:#394357}
.btn{display:inline-block;background:var(--accent-dark);color:#fff;border:0;border-radius:8px;padding:13px 20px;font:600 17px system-ui,sans-serif;text-decoration:none;cursor:pointer;min-height:48px;margin:0 6px 8px 0}
.btn.ghost{background:transparent;color:var(--accent-dark);border:2px solid var(--accent-dark);padding:11px 18px}
.sec{margin:38px 0}
.grid{display:grid;gap:14px}
.card{border:1px solid #dfe4ec;border-radius:12px;padding:18px;background:#fff}
.card.link{text-decoration:none;color:inherit;display:block}.card.link:hover{border-color:var(--accent)}.card p{margin:0;color:#4a5568;font-size:15px}
.form{background:var(--tint);border-color:transparent;margin:38px 0}
form label{display:block;font-weight:600;font-size:15px;margin:0 0 12px}
form input[type=text],form input[type=tel],form input[type=email],form select{display:block;width:100%;margin-top:4px;padding:12px;font:17px system-ui,sans-serif;border:1px solid #aab3c2;border-radius:8px;background:#fff}
form .consent{display:flex;gap:10px;align-items:flex-start;font-weight:400;font-size:14px;line-height:1.45}
form .consent input{margin-top:3px;width:20px;height:20px;flex:none}
.note{font-size:13px;color:#4a5568;margin:10px 0 0}
details{border-bottom:1px solid #e3e7ee;padding:10px 0}summary{font-weight:600;cursor:pointer}details p{margin:8px 0 2px}
.article{padding-top:22px;padding-bottom:30px;max-width:760px}.crumb{font-size:14px;color:#566074;margin:0 0 8px}
.article h2{margin-top:30px}.article ul,.article ol{padding-left:22px}.article li{margin:4px 0}
.cta-band{margin-top:36px;padding:20px;background:var(--tint);border-radius:12px}.cta-band h2{margin-top:0}
table{border-collapse:collapse;width:100%;font-size:15px}th,td{text-align:left;border-bottom:1px solid #e3e7ee;padding:8px 6px;vertical-align:top}
.callout{border-left:4px solid var(--accent);background:var(--tint);padding:12px 16px;border-radius:0 8px 8px 0;margin:18px 0}
footer{background:#f3f5f9;border-top:1px solid #e3e7ee;margin-top:40px;padding:22px 0;font-size:14px;color:#3f495c}.small{font-size:13px}
@media(min-width:760px){h1{font-size:44px}.hero-grid{grid-template-columns:1.3fr 1fr;align-items:center}.grid{grid-template-columns:repeat(3,1fr)}.hero{padding:60px 0}}